 |
    |
|
|
17-09-2009, 08:17 AM
|
#1 |
|
Christopher Columbus
Join Date: Jul 2009
Posts: 499
|
What does an insured driver do when hit by an uninsured driver?
What does an insured driver do when hit by an uninsured driver?
__________________
Virginia bed and breakfast | Victorian inn bed and breakfast - Packing Supplies | Packaging Supplier - Packaging USA | Wrapping Supplies Shenandoah bed and breakfast can provide you with excellent romantic bed and breakfasts and honeymoon bed breakfast, where you can enjoy your meal with luxury. |
|
|
|
02-10-2009, 07:20 AM
|
#2 |
|
Stray
Join Date: Dec 2007
Posts: 248
|
haha. never been caught in this, but he should likely call his agent and ask how things should go...? that is interesting
Last edited by johnnymac : 02-10-2009 at 07:22 AM. |
|
|
|
|
09-12-2009, 04:17 PM
|
#3 |
|
Tourist
Join Date: Nov 2008
Posts: 17
|
When I was hit by an uninsured motorist and it was their fault, my insurance company paid to fix my car. It's my understanding that they then sued the uninsured motorist for reimbursement. I was told that I could also file a small claims suit against the uninsured motorist for the deductible amount that I had to pay under my policy. So you have a choice; submit a claim to your company and then file a suit against the motorist to recoup your deductible, or don't file a claim with your company at all and go after the uninsured motorist in court for the complete amount. But chances are, if they can't afford insurance, then they won't be able to pay you either! If you only have liability coverage on your car, then taking them to court is obviously your only option. Keep in mind, most insurance companies require the uninsured driver to sign a statement that they have no insurance. If they don't sign, your insurance company will likely decline your claim and you will have to take the uninsured driver to court.
Most insurance companies also offer an option to pay a little extra and you don't have to worry about that, your covered no matter what. So to be safe just add it to your policy. __________________ Dating Advice Last edited by Lawson : 10-12-2009 at 05:48 AM. |
|
|
|
|
05-05-2010, 08:33 AM
|
#4 |
|
Tourist
Join Date: Sep 2009
Posts: 12
|
Well, too bad for the uninsured driver who will go through a lot of troubles (to say it elegantly).
But obviously if there is no insurance to refer to....also the insured and hit one wil not be very happy, I think  |
|
|
|
Linear Mode
